In an effort to recoup money spent in clean up efforts, the FDIC plans to raise insurance premiums. From Washington post, FDIC Plan Would Shore Up Fund

“The Federal Deposit Insurance Corp. yesterday proposed to recoup the cost of recent bank failures and prepare for additional failures by more than doubling the insurance premiums that banks must pay.

The plan would raise about $10 billion a year in additional revenue for the FDIC, which has spent $11 billion this year to clean up the largest crop of bank failures since the early 1990s. Banks would pay the higher rates beginning next year, pending final approval of the plan after a comment period.”